If you can't make your monthly mortgage payments, you have some decisions to make. You can do nothing and wait for your lender to foreclose on your home having a negative effect on your credit for the next 7 years. Or you can take steps to sell your Arizona home in a short sale leaving only a small effect on your credit for 2 years. If you have questions how to begin the steps of a short sale contact our specialists at AZ Home Help http://goo.gl/krRsoC
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