Loan Limit Primer; Lessons on Basel III, Ocwen Debt Ratings, and Mortgage Company Ratings and Profits

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"We must, indeed, all hang together or, most assuredly, we shall all hang separately." No, the CEO's of Freddie and Fannie did not say that, it was Benjamin Franklin. But some will suggest that it can also apply to F&F, who won't hang but who, over time, are merging their policies and practices . Last week, in case you missed it, Fannie Mae and Freddie Mac aligned certain servicing polices, and spread the word via announcements reflecting their recent effort to comply with an FHFA directive that the Enterprises work together to harmonize certain of their servicing policies and develop a consistent framework for assessing servicer performance. Fannie's bulletin can be found at https://www.efanniemae.com/sf/guides/ssg/annltrs/pdf/2012/svc1221.pdf and Freddie's at http://www.freddiemac.com...(read more)

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Source: www.mortgagenewsdaily.com

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